<!-- HIDE FROM OTHER BROWSERSfunction clearForm(form) {  form.income.value = "";  form.other.value = "";  form.taxes.value = "";  form.insurance.value = "";  form.auto.value = "";  form.cards.value = "";  form.term.value = "";  form.rate.value="";  form.payment.value = "";  form.amount.value = "";}function housingRatio(income, other, taxes, insurance) {  housing = eval(income * .28) + eval(other * .28) - taxes - insurance;  return housing;}function debtRatio(income, other, taxes, insurance, auto, cards) {  debt = eval(income * .36) + eval(other * .36) - taxes - insurance - auto - cards;  return debt;}function checkForm(toCheck) {  isNum = true;  for (j = 0; j < toCheck.length; j++) {    if (((toCheck.substring(j,j+1) < "0") || (toCheck.substring(j,j+1) > "9")) && (toCheck.substring(j,j+1) != ".")) {      isNum = false;      }    }  if ((isNum == false) || (toCheck.length == 0) || (toCheck == null)) {  alert("Please enter valid numerical data in all fields.");  return false;  }  else {  return true;  }}     function computeForm(form) {  if (checkForm(form.income.value) && checkForm(form.other.value) && checkForm(form.taxes.value) && checkForm(form.insurance.value) && checkForm(form.auto.value) && checkForm(form.cards.value) && checkForm(form.term.value) && checkForm(form.rate.value)){    housingRatioResult = Math.round(housingRatio(form.income.value, form.other.value, form.taxes.value, form.insurance.value));    debtRatioResult = Math.round(debtRatio(form.income.value, form.other.value, form.taxes.value, form.insurance.value, form.auto.value, form.cards.value));      if (housingRatioResult>debtRatioResult) {      form.payment.value = debtRatioResult      }      else {      form.payment.value = housingRatioResult      }    var a = form.rate.value;    var b = form.term.value;    var c = form.payment.value;    var d = parseFloat(a / 1200);     var e = parseFloat(b * 12);    var f = parseFloat(1 + d);    var g = parseFloat(Math.pow(f, e));    var h = parseFloat(1 / g);    var i = parseFloat(1 - h);    var j = parseFloat(i / d);    var k = parseFloat(c * j);    form.amount.value = Math.round(k);    }return;}function newWindow() {     window.open("http://www.hbtc.com/hbtc/qinst.shtmll","Window4","toolbar=0,location=0,directories=0,status=0,menubar=1,scrollbars=1,resizable=0,copyhistory=0,width=500,height=250");    }// STOP HIDING FROM OTHER BROWSERS --> 
